Urban Mobility

Enabling scalable and frictionless urban mobility solutions for everyone, everywhere

Overview

Making seamless transit possible

As cities look to evolve urban mobility, Public Transport Operators and Agencies need flexible payment solutions tailored to meet their unique needs, and exceed rider expectations.

At Mastercard, we’re bringing together an ecosystem of trusted partners worldwide to provide the core building blocks for public transport revenue processing systems.

Our trusted partners offer the following services:

Back Office

Gateway

Acquirer

Readers

Pre-paid & Private Label cards

Fare management and calculation solutions, and Account-Based Management for cities of all sizes.

A single interface that intelligently routes your debit and credit card transactions to financial institutions.

Financial institutions that collect and process transactions (taps), communicate with the riders’ issuing banks, and return the revenue to the agency or operator.

Hardware terminals for installation on gates or on vehicles, or hardware solutions to validate that users have correctly tapped their cards. These hardware providers deliver fully compatible EMV solutions and hardware that can process some other media types.

EMV-based solutions for physical and digital cards that replace the standard closed-loop cards used previously. This technology simplifies the process of all fare transactions in your public transport system.

Open Loop Payment in transit allows operators to realise the following benefits:

Reducing operating costs

Less cash handling

Fewer kiosks/ticket offices required

No top-up commissions by third-party agents

Increase rider satisfaction

Convenience of digital and mobile payments

Reduce time spent in queues at ticket offices or kiosks

Enables inclusiveness across commuter segments (e.g. concessions)

Frictionless experience for visitors

Eliminate barriers of use as visitors can use card/device they already carry

Remove confusion due to unfamiliar locations and ticketing structures

No currency or language challenge

Look for more information on Urban Mobility solutions here.

Get started with Urban Mobility solutions

Mobility Operators

What fares do you have today?

Card as Credential to Travel

Are your fares mainly passes per month or per year for riders?

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Retail-like

A fixed fare per ride, no matter the distance or time of day.

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Pay-as-you-Go

Fares that require a calculation based on time, distance, or zones mean you need to know where the rider got on and off the network, or you want to offer a multi-ride discount to the rider.

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